10 Tips To Get Cheap Medical Care

Posted by Vladmir Garvin on September-29-2012 under Save Money

Here are 10 Tips To Get Cheap Medical Care. With the tight economy, huge medical bills can make you end up in debts. You therefore need to find ways of getting cheaper medical care. Discussed below are 10 effective ways of getting cheap medical care.

  1. Get a Health Savings Account: Health Savings Accounts are either exempted from tax or receive minimal tax. Open such account and use them to keep your health savings. A HAS will allow you deposit some of your pre-tax income and use the deposited money to pay for health insurance premiums as well as health care services from recognized health centers.
  2. Become a member of several discount clubs: Discount clubs normally have special discounts and services offered to their members. You will have to pay the membership fee before getting the services and discounts. There are discount clubs which offer medical care for their members at discounted costs. Some even pay for part of your medical bills. These will help you use cheaper medical services.
  3. Consider going to medical schools: Medical schools often provide cheaper and efficient medical care. You should consider seeking your medical care from such medical schools. You will be able to have smaller medical bills to pay. Also, check out our post on how to save money on health care insurance.
  4. Go to public hospitals: Do not just overlook public hospitals. They are always good and have qualified doctors despite being for the public. The good thing with them is that they are cheaper and thus charges less for the medical services you get from them. Private hospitals, on the other hand, are very expensive and just a night in admission will cost you a fortune.
  5. Take care of your hygiene: Watch your hygiene and stay away from preventable illnesses. You should maintain high hygiene standards in your home. This will reduce frequent infections and saves you the money and hustle of having to frequent a doctor. Make sure you live in a clean environment and use antibacterial disinfectants and cleaners.
  6. Have a safety net: At no time should you be without health coverage if you want to get cheaper medical care. If your health insurance is still being processed, take short-time heath coverage to cover you for the short period. If you are relocating to another area or state, also consider taking short-term health coverage to cover you while on the move so that in case of any medical emergency, you will still have an insurance to claim.
  7. Compare costs: The cost of medical care varies from one hospital to another, so is the cost of drugs. Do your homework of getting to know how much a hospital charges for a certain healthcare service. Compare the cost with that of another hospital and determine which charges cheaper. You can them get your medical services from the hospitals which are cheaper and will help you save money.
  8. Use cheaper alternatives: Seeking cheaper alternatives is a good way to elude some of the expensive health procedures. Ask your doctor for the cheaper alternatives to the healthcare services that you need as well as cheaper drugs. This is the time to even consider using generic drugs which are ever cheaper.
  9. Keep updated with healthcare services and check-ups: Medical centers usually release important medical information to the public frequently. Keep yourself updated with such information. There might be a free eye clinic in your area or free child-care medical services in a certain hospital. With the information, you can always visit the centers and get cheaper medical care.
  10. Track your medical bills carefully: Do not just assume that your medical bills are accurate as expected. It is possible to save money by just checking the accuracy of your medical bills. Whenever you are in doubt, do not hesitate to ask your doctor. There are many people who have ended up paying with huge medical bills just because of errors in their bills, errors they should have checked up and corrected. Does not be a victim of such errors; make sure your bills match the medical services you have sought over the past.

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